Kindred Campers: The Alternative Pre-Bridgeheader Migration Stage of Low-Income Migrants in Jakarta, Indonesia

The Government of Indonesia (GoI) has been facing problems in providing affordable houses for Indonesian low-income peoples. Research on the housing preferences of low-income people is important in order for the GoI to understand and be able to provide affordable housing that meets the needs of low-income people. According to Turner (1968a), the housing preferences of low-income migrants is largely influenced by economic factors, so Turner divides low-income migration into three stages: namely the bridgeheader, land consolidator, and status seeker. But the question arises as to whether it is possible for first time low-income migrants to arrive and live in the city centre directly, without any prior experience? If not, then is there a stage before the bridgeheader stage? If it is, then what are the first-housing preferences of low-income migrants? This paper critiques Turner’s theory of the low-income’s migration stage, that there is a possibility of stage before bridgeheader, we call it ‘kindred campers’.

21.2.2019 | Joko Adianto, Rossa Turpuk Gabe, Coriesta Dian Sulistiani, Chotib Hasan, Antony Sihombing, Cut Sannas Saskia | Volume: 6 | Issue: 1 | Pages: 1-8 | 10.13060/23362839.2019.6.1.444

Order and Timing of Home Ownership and Fertility Decisions in Australia

The birth of a child and transition into home ownership are markers of progression along a life course. Research shows that pathways to home ownership have become more diverse and deviate from the traditional pathway which was characterised by marriage followed by the birth of a child before entering home ownership. This study investigates the timing and order of the two interrelated events of birth of a child and the transition to home ownership in Australia. Using the Household, Income and Labour Dynamics in Australia panel survey, we apply a multi-process event history analysis for describing the timing of each event following the formation of a cohabiting relationship. The results suggest that the likelihood of birth increases with prior home ownership attainment but as time passes following the purchase of a home, the likelihood of birth decreases, similarly, the likelihood of home ownership attainment decreased with time following birth.

20.2.2019 | Melanie Spallek, Michele Haynes | Volume: 6 | Issue: 1 | Pages: 9-21 | 10.13060/23362839.2019.6.1.445

‘Not for Housing’ Housing: Widening the Scope of Housing Studies

Historically, the main focus of the study of housing in advanced economies has been on houses that meet the accommodation needs of households: houses as the main residence of families. In recent decades there has been the growth in the numbers of houses used for purposes other than as a main residence, for example in the forms of the recent global spread of Airbnb and of foreign engagement in housing as an investment tool. Specifically, the advance of disruptive, financialized technologies in various sectors has meant that alongside a set of ‘for housing’ houses (FHH) another, overlapping, set of ‘not for housing’ houses (NFHH) is emerging. The present paper begins by identifying four types of NFHH, and considers the significance of their growth. It argues that while the NFHH sector is relatively small it has large impacts, and these are such that they challenge housing researchers and policy makers to develop additional ways of looking at housing systems.

19.2.2019 | John Doling, Richard Ronald | Volume: 6 | Issue: 1 | Pages: 22-31 | 10.13060/23362839.2019.6.1.450

The Diverse Economies of Housing

This paper questions the uncritical transfer of neoliberal concepts, such as financialisation and overreliance on conceptual dichotomies like formal/informal, as the lenses through which to understand practices of housing provision and consumption in the post-communist space. To this end, it introduces the newly-established ‘diverse economies’ framework, which has been used elsewhere to reveal existing and possible alternatives to advanced capitalism. Applied to the Romanian case, the lens of diverse economic practices helps shed light on the ways in which the current housing system was historically constituted, with implications for how housing consumption is now stratified across some related housing typologies. The paper invites debate on the theoretical usefulness of the diverse economies framework to study housing phenomena, particularly its implications for understanding patterns of inequality and poverty, its potential to devise useful analytical categories, and its effect of directing attention to acts of resistance to neoliberal capitalism.

18.2.2019 | Adriana Mihaela Soaita | Volume: 6 | Issue: 1 | Pages: 32-41 | 10.13060/23362839.2019.6.1.454

Correlation of Homeowners Associations and Inferior Property Value Appreciation

North to south migration in the U.S. and housing developers’ claims of benefits led to exponential growth in neighbourhood homeowners associations during recent decades. Sanctioned by state laws, association rules governing homeowners are usually initiated by developers who claim that the rules protect property values. But the claim is not supported by empirical analysis. Inflation adjusted annual percentage returns in consecutive sales of a sample of 900 most recent home sales in Duval County Florida, Pima County Arizona and St. Louis County Missouri during late 2017 and early-2018 were examined. The results revealed that the annual percentage returns on homes sold in homeowners associations were significantly less than those of homes in other neighbourhoods statistically controlling for property characteristics and prevailing economic conditions at the time of the original purchase. Correlates of home prices at any point in time are not predictive of percentage return from purchase to sale.

17.2.2019 | Leon Robertson | Volume: 6 | Issue: 1 | Pages: 42-50 | 10.13060/23362839.2019.6.1.455

The Dilemmas of Means-tested and Market-oriented Social Rental Housing: Municipal Housing in Norway 1945-2019

In this paper, I analyse the post-war development of social rental housing in Norway. During the 20th century, Norwegian municipalities created some of the more means-tested and market-oriented social housing sectors in Europe. Given developments in other countries in recent decades, the Norwegian case is therefore highly relevant to the general debate on the residualisation of social housing in Europe. Using the case of Oslo as the main point of departure, I discuss key challenges of residual and market-oriented social rental housing. Drawing on city council debates, local government reports, and previous studies, I argue that the logic of extreme means-testing creates policy dilemmas connected to contradictory policy goals.

16.2.2019 | Jardar Sorvoll | Volume: 6 | Issue: 1 | Pages: 51-60 | 10.13060/23362839.2019.6.1.460
Housing Financialisation and Families

Introduction to the Special Issue: Housing Financialisation and Families


10.12.2018 | Tomáš Samec | Volume: 5 | Issue: 2 | Pages: 1-3 | 10.13060/23362839.2018.5.2.437
Housing Financialisation and Families

Housing and Asset Based Stratification in the Enrichment Economy

This paper explores the ways in which housing wealth is producing new forms of differentiation among households. In doing so, it will argue that ‘asset based welfare’ is now better conceived as ‘asset based social stratification’ and that social class rather than generation remains the primary social divide. However, these class divides are increasingly shaped by the differential ability to accumulate and deploy primarily housing -based assets. These new forms of social (re) stratification will vary societally, temporally and spatially and are currently most evident in what can be described as older, mature home ownership societies. But similar developments and emerging fissures can be observed in newer, ultra home -ownership societies such as China and in the broader interconnections between the mobilization of family assets and the shift from consumer to market societies.

9.12.2018 | Ray Forrest | Volume: 5 | Issue: 2 | Pages: 4-13 | 10.13060/23362839.2018.5.2.438
Housing Financialisation and Families

‘Generation Rent’ and Intergenerational Relations in The Era of Housing Financialisation

Home ownership has been in decline in a number of developed societies since the early-2000s driven, primarily, by declining entry among younger households who have been increasingly pushed into the rental sector. This trend has been associated with a growing intergenerational divide, or even conflict, and the emergence of ‘Generation Rent’. This paper explores the conditions surrounding diminishing access to owner-occupation among new households with a focus on the historic maturation of home ownership sectors, the restructuring of the political economy around financialized housing wealth and the inter-cohort dynamics surrounding the accumulation and transfer of housing wealth. The paper takes an international perspective drawing on evidence from two parallel, but contrasting cases: Japan and the UK. The analysis illustrates the interrelatedness of inter- and intra-generational inequalities, with the former reinforcing the latter. It also focuses on the role of families as both a moderator of generational inequity at the micro level as well as an enhancer of socioeconomic inequalities overall.

8.12.2018 | Richard Ronald | Volume: 5 | Issue: 2 | Pages: 14-26 | 10.13060/23362839.2018.5.2.439
Housing Financialisation and Families

Financialisation, Home Equity, and Social Reproduction: Relational Pathways of Risk

This paper argues that financialisation exacerbates gender inequity in the United States. During the Recession, wealth-stripping activities targeted single female homeowners prompting severe asset depletion among single women, people of color, and those who depend on them. Rather than protecting them from risk, their home equity and bodies absorbed the failures of capitalism within their network. The paper draws on a thematic analysis of interviews with 21 single female homeowners who experienced mortgage default. Rather than focusing on risk incidence, I take their relational pathways as the object of inquiry demonstrating how activities of gendered care work act as conduits and amplifiers of financialised risk that extends the responsibility for unpaid social provision throughout the lifespan. The analysis demonstrates how their status as homeowners positioned them in between market failures and the consequences of austerity thereby restructuring the function of home equity.

7.12.2018 | Amy Castro Baker | Volume: 5 | Issue: 2 | Pages: 27-34 | 10.13060/23362839.2018.5.2.440
Housing Financialisation and Families

The Ongoing Role of Family in the Provision of Housing in Greece during the Greek Crisis

The importance of the institution of family in housing practices has deep historical roots in Greece, and families tend to follow certain housing strategies such as late emancipation from the parental home, intergenerational house transfers and financial support for housing. Providing and maintaining a housing solution for young members is one of the top worries in this geographical region, and it is relieved via intergenerational micro-solidarities. Moreover, today’s crisis and austerity are threatening, through indirect budgetary cuts and rising taxation, the housing well-being of the citizenry which is supported only by family welfare. Nonetheless, the family still constitutes the main shock absorber of social and economic turbulence, but at what price?

6.12.2018 | Myrto Dagkouli - Kyriakoglou | Volume: 5 | Issue: 2 | Pages: 35-45 | 10.13060/23362839.2018.5.2.441
Housing Financialisation and Families

Informal Practices in Housing Financialisation: The Transformation of an Allotment Garden in Hungary

Although financialization of housing is well known global concept, in our paper we attempt to present how financialization produces new spaces and household practises in a Central Eastern European semi-pheripheral context. We approach this framework through an anthropological investigation, the transformation of allotment gardens what we consider as a combination of social and spatial transformations after the 1990s. In our case study we are curious how different waves of financialization influence the formation of the transformation of an informal housing space and how informal practices of the households could be an agency against financialization.

5.12.2018 | Andras Vigvari, Ágnes Gagyi | Volume: 5 | Issue: 2 | Pages: 46-55 | 10.13060/23362839.2018.5.2.442
Housing Financialisation and Families

‘They seemed like Super Businessmen’: Financial Instruments in Social Housing Policy

This article explores the trajectory of so-called guaranteed social housing in the Czech Republic as an example of penetrating financial instruments into the public policy realm. The project, promoted by the government’s Agency for Social Inclusion, was intended to encourage private landlords to rent their properties to people in need through commercial insurance against the risk of rent defaults. Using policy documents, media and interviews with governmental officers, the article describes the performative strength of financial instruments in the sphere traditionally occupied by the welfare state. In financialisation literature, the proliferation of financial instruments is often described as a one-way process in which these instruments colonise public domains. However, the empirical case discussed in the article shows that this process is much more complex and contingent, and financial instruments are not used as the best option but rather as a last resort in a situation marked by weak policies.

4.12.2018 | Karel Čada | Volume: 5 | Issue: 2 | Pages: 56-67 | 10.13060/23362839.2018.5.2.443
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